Terms of Service

Last Updated: 1/4/2026

These Terms of Service (“Terms”) govern your use of this website and any forms, communications, or services provided through it. By accessing this website or submitting information, you agree to be bound by these Terms.

1. Services Provided

This website provides general information and lead-generation services related to residential mortgage products in the state of Florida.
Mortgage services are offered by a licensed mortgage broker operating through Barrett Financial Group.

Submission of a form or inquiry does not constitute:

A loan application

A credit decision

A loan approval or commitment

All mortgage products are subject to qualification, underwriting, and lender approval.

2. Eligibility & Geographic Limitation

Services are offered only to individuals seeking mortgage-related information or services in the state of Florida.

By using this website, you confirm that:

You are at least 18 years old

You are seeking services related to property located in Florida

3. No Financial or Legal Advice

Information provided on this website is for general informational purposes only and should not be considered financial, legal, or tax advice.

You should consult qualified professionals before making any financial decisions.

4. User Submissions

By submitting information through this website, you agree that:

The information you provide is accurate and truthful

You are authorized to provide the information submitted

You understand that submission does not guarantee services or outcomes

5. Communications & Consent

By submitting your contact information and opting in, you consent to receive communications related to mortgage services, including:

Phone calls

Text messages (SMS)

Emails

Message and data rates may apply.
Consent is not a condition of receiving services.
You may opt out at any time by replying STOP to SMS or using unsubscribe links in emails.

6. Intellectual Property

All content on this website, including text, logos, graphics, and layout, is the property of the website owner or its licensors and may not be copied, reproduced, or distributed without prior written permission.

7. Third-Party Services & Links

This website may include links to third-party websites or tools. We are not responsible for the content, policies, or practices of any third-party services.

Use of third-party websites is at your own risk.

8. Disclaimer of Warranties

This website and its content are provided “as is” and “as available,” without warranties of any kind, express or implied.

We do not guarantee:

Website availability

Accuracy or completeness of information

Loan approval, interest rates, or specific outcomes

9. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any damages arising out of or related to your use of this website or reliance on its content.

10. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect and use personal information.

11. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with an updated “Last Updated” date.

12. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to conflict of law principles.

13. Contact Information

If you have questions regarding these Terms, please contact us at:

Email: [email protected]
Phone: 786-314-3676